ABOVE: At left, Gilbert G. Campbell III, co-founder and managing partner of Volt Energy, makes a point during an infrastructure and environment roundtable discussion Oct. 5 in Richmond. Listening in are, from left, state Sen. Jennifer L. McClellan of Rich ...
Find effective ways to build a strong credit history, even if you don’t have previous credit history or your credit history is limited. Building credit and maintaining a good credit history are key steps towards building your financial future. At first, ...
College students today come in many ages and from many backgrounds. In addition to recent high school graduates, there are laid off workers who need updated skills, and single heads of household returning to school to better provide for their families. Ve ...
One of the biggest obstacles confronting low- and moderate-income home buyers is coming up with the 20 percent down payment that many financial advisors recommend they have in the bank prior to entering the housing market. Under Fannie Mae’s Home Ready ...
For many people, little things can in time lead to big problems. When personal checking accounts are involved, transactions without available funds in checking accounts can trigger a series of fees that wind up taking a big bite out of the next paycheck. ...
In an extraordinary display of defiance, inmates from penal institutions in 17 states and Canada have gone on strike to protest treatment by prison guards and rejection of a system they condemn as brutal and abusive. Prison reform advocates say the 19-day ...
ABOVE: Scott Astrada For years, and particularly in recent months, major news outlets have heralded the nation’s robust economic recovery. From rising corporate profits, to lower unemployment, or rising stock prices on Wall Street, many consumers might ...
Every payday, working Americans are reminded of the multiple tax deductions that pay for government. If you’re like most people who work for a living, the biggest deduction is for federal taxes. It’s a tax that people pay rather than face the ire of t ...
ABOVE: AME Church Bishops pose with Black bankers and business leaders after announcing historic partnership. PHOTO: Klarque Garrison/Trice Edney News Wire The Black church, among the most prosperous institutions in America, has long led movements for the ...
When the Community Reinvestment Act (CRA) was enacted in 1977, urban disinvestment, redlining and blockbusting were widespread across the country. Credit was also tight in rural communities where the mortgage needs of rural residents were mostly served by ...
